IT Solutions for Finance & Banking in Morocco

Yes. Our teams know Bank Al-Maghrib, CNDP (loi 09-08) and DGSSI (loi 05-20) requirements. We document architecture, data protection and access traceability. In practice, every project starts with a mapping of sensitive data flows: who accesses what, where data resides, how long it is retained and how it is encrypted. Access logs, role management and backup policies are written into an architecture dossier your auditors can review. For a Casablanca fintech collecting payments through CMI or a PSP, we add environment segregation and a pre-production pentest. Recurring regulatory reports are automated from a data warehouse instead of being rebuilt in spreadsheets every quarter, which removes the classic source of errors. Compliance is designed in from the first sprint, not retrofitted before an inspection. Bring your compliance requirements to the first scoping meeting and we will map them to the architecture.

Depending on your regulatory constraints: certified European cloud, hosting in Morocco or on-premise infrastructure. We formalize the choice in an architecture dossier with a recovery plan. The criteria are concrete: the nature of the data, Bank Al-Maghrib expectations, requirements from your partners and correspondents, expected latency in Morocco and total cost of operation. A Casablanca fintech launching a payment app usually starts on a certified European cloud with encryption at rest; a bank subsidiary under sovereignty requirements keeps its data in Morocco or on-premise, with local replication. Either way we document RTO and RPO targets, encrypted backups and restore drills, then validate the decision with your compliance and security teams. Where CNDP rules on data transfers apply, we prepare the supporting documentation for your file. Discuss the hosting scenario before signing anything with a provider.

Yes. Security audit, application pentest, configuration review and prioritized remediation plan. Recommended before every major release and annually. A typical scope covers public-facing portals, PSP and CMI integrations, authentication and access management, backup restoration and logging. Findings come ranked by severity with concrete fixes your teams or ours can apply, and we re-test after remediation. For a payment platform in Casablanca handling thousands of transactions a day, we also replay realistic abuse scenarios: KYC bypass attempts, privilege escalation and transaction replay. The audit feeds your regulatory file with evidence of controls, which matters for Bank Al-Maghrib and DGSSI expectations. A single day of scoping is enough to set the perimeter and quote the work. Schedule your security audit before the next production release.